Key Takeaways
1. It's Not Your Money: Divine Ownership
When I say, “It’s not your money,” holy mama, I mean it.
God's Money. The core concept is that all money belongs to the Divine, not to any individual. This shift in perspective moves away from the ego's sense of ownership and control, and towards a recognition that we are simply conduits for a larger flow of abundance. This understanding can alleviate the stress and anxiety associated with financial worries.
Paradox of Ownership. While on one level, we experience money as "ours," a deeper truth reveals that it is all part of a universal flow. This paradox is key to understanding the book's message. It's not about denying the practicalities of managing finances, but about recognizing a higher source of provision. This recognition can bring a sense of peace and trust.
Cultural Sleepwalk. The book challenges the culturally induced belief that money is solely ours to control and accumulate. It invites readers to wake up from this "sleepwalk" and recognize that Love is the true provider of all. This awakening can lead to a more abundant and fulfilling life, free from the fear of lack.
2. The Full Abundance Prayer: A Daily Practice
Divine Beloved, allow me to give with complete ease and abundance, knowing that You are the unlimited Source of all.
Transformative Invocation. The Full Abundance Change Me Prayer is a central tool for shifting consciousness from scarcity to abundance. It's not just a request for more money, but a powerful affirmation of worthiness, openness, and trust in the Divine. It's a song of worthiness.
Healing and Strengthening. This prayer is designed to heal and strengthen various parts of your spiritual system. It addresses common blocks to abundance, such as difficulty receiving, past resentments, and fear of giving. It helps to instill the intention that you, too, can receive.
Daily Ritual. The prayer is meant to be recited daily for the full eight weeks of the process. This consistent practice allows the prayer to steep within you, gradually transforming your beliefs and feelings about money. It's a strengthening tea that needs time to steep within you.
3. Release Doership: Let the Divine Lead
You’re here to learn how to serve Me, not issue one command after another. So, just let Me take over.
Ego's Control. Releasing doership means letting go of the ego's need to control and manipulate outcomes. Instead of striving and pushing harder, you learn to get out of the way and allow the Divine to guide your actions. This shift often comes from exhaustion.
Instinctive Guidance. When you release doership, your instincts begin to guide your actions, and you no longer cling to specific outcomes. You start to move with the Tao. This allows for a more natural and effortless flow of abundance.
Divine Dictation. The author shares a personal experience of releasing doership while writing the book, where she felt as if Love said, "Stop bothering me about what kind of writer you are; that’s all an illusion. Become receptive and let Me use you!" This illustrates the power of letting go and allowing the Divine to work through you.
4. Offer Everything: Surrender the Burden
Offering is the heart of this book.
Handing Back to God. Offering is the act of handing any burden—whether a desire, attachment, illness, or financial problem—back to God. It's a recognition that everything belongs to the Divine and a release of the ego's responsibility to fix it all. It untangles you from the seemingly inescapable thicket of doership.
Untangling from Doership. True offering untangles you from the seemingly inescapable thicket of doership. It's a way of saying, "I can no longer lean on my ego's own strength. Please show me Your will." This act of surrender can bring a sense of relief and peace.
Radical Acceptance. A key part of offering is radical acceptance, which means embracing the present moment as it is, without resistance. This doesn't mean resignation, but an opening of the way for the next right actions. It's saying yes just for now.
5. Clean Your Space: Make Room for Abundance
An important part of opening to receive is making room.
Physical Clearing. Cleaning your physical space is a critical step in opening to abundance. It's about releasing what you no longer need, use, or adore, creating a "vacuum" to allow the new to come. This is connected to the Yoga Sutra term saucha, which means "purity" or "cleanliness."
Offering Your Belongings. Just like money, your belongings can be offered to Love. This helps to release the attachment to material possessions and allows you to see them as part of the Divine flow. You can say, “Dear Love, show me what I no longer need. Show me what needs to go.”
Symbolic Clearing. The act of cleaning can be symbolic, releasing old stories and blocked energies from your body and psyche. It's about creating a temple for Love in your home. Your home may have symbolic pockets of pus that simply have to be drained.
6. Stop Complaining: Shift to Gratitude
If you continue to insist you never have enough, the world will heartily agree.
Scarcity Language. Complaining about money, whether to yourself or others, reinforces a state of lack. The words themselves are dark and heavy. Broke. Strapped. This is the part of the Law of Attraction that's true.
New Language. Instead of focusing on what you lack, shift your language to affirmations of abundance. For example, instead of saying "I can't afford that," say "Whatever I need always comes." This can feel like the cessation of a mental sledgehammer.
Gratitude Practice. Each day, find one thing you're grateful for, rather than fixating on what you wish was happening instead. This practice changes neurotransmitters in your brain so that the ones that say thank you become more active and the ones that complain are diminished.
7. Embrace Receiving: Open to the Flow
It’s easy for me to receive.
Receptivity and Openness. The phrase "It's easy for me to receive" is a powerful affirmation that can help to break down barriers to receiving. It's about moving away from stress, struggle, and jealousy, and towards ease, receptivity, and openness.
Challenging Unworthiness. Many people, especially women, struggle with receiving, feeling guilt or unworthiness when others give to them. This affirmation can dislodge old anger, resentment, or bitterness.
Divine Generosity. By opening to receive, you allow the Divine to work through others to provide for you. You also give others the pleasure of giving. You honor the giver as a form of the Divine.
8. Connect with Your Inner Child: Heal Old Wounds
You’re the one. You’re the savior.
Neglected Inner Child. Many financial fears and patterns stem from the neglected inner child. This part of you may be longing for love, attention, and reassurance. You are the one who can provide this.
Compassionate Caretaker. By connecting with your inner child, you can become its compassionate guardian, offering the love and support it craves. This can involve listening to its fears, acknowledging its feelings, and making promises you can keep.
Healing Through Love. The process of caring for your inner child can be a powerful path to healing old wounds and releasing limiting beliefs about money. It's about inner kindness and compassion.
9. Cut Psychic Cords: Reclaim Your Energy
We’re complete now. I’m reowning my connection to God’s money.
Energy Ropes. Psychic cords are energy ropes that bind us to pivotal people and things, often carrying their limiting beliefs and fears. These cords can attach to your chakras, especially the lower three, which relate to security.
Reclaiming Your Energy. Cutting these cords is a way of reclaiming your own energy and breaking free from the influence of others' financial patterns. You can use a meditation to visualize cutting, burning, or pulling off these cords.
Personal Relationship with the Divine. By removing these cords, you create space for your own personal relationship with the Divine's abundance, rather than living through the fears and limitations of others. You are no longer available.
10. Trust Divine Timing: Embrace the Process
The perfect solution is already selected.
Divine Clock. The Divine operates on its own clock, and things will unfold in the right time and way. This means that delays are often beneficial, even if you don't understand them at the time. You're building a container for abundance.
Letting Go of Control. Trusting Divine timing means letting go of the ego's need to control the pace of events. It's about relaxing into the process and knowing that everything will come together when it's meant to.
Patience and Faith. This requires patience and faith, knowing that the perfect solution is already selected and you will be guided to it. You're no longer saying "this" or "that" is your answer.
11. Tests are Inevitable: Build Spiritual Muscles
“Honey, there’s always gonna be somethin’.”
Divine Testing. Tests are a natural part of the spiritual journey, designed to strengthen your faith and build your spiritual muscles. These tests can come in the form of temporary losses, blocked desires, or unexpected challenges.
Aparigraha and Vairagya. Tests are opportunities to develop aparigraha (nongrasping) and vairagya (detachment). They help you to release attachments and become more accepting of the present moment.
Divine Decoys. Sometimes, the Divine will send a "decoy" to test your attachments. This might be a seemingly perfect opportunity that ultimately falls through. These experiences are designed to help you let go and trust in the Divine plan.
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FAQ
What's "It's Not Your Money" about?
- Divine Abundance: The book by Tosha Silver explores how to live fully from divine abundance by surrendering financial concerns to a higher power.
- Spiritual Approach to Money: It emphasizes inviting the Divine into financial matters, a topic often avoided by spiritually-minded individuals.
- Personal Journey: Silver shares her personal journey from fear and scarcity to trust and abundance, using spiritual principles.
- Practical Steps: The book provides an eight-week program with practical steps to transform one's relationship with money.
Why should I read "It's Not Your Money"?
- Unique Perspective: It offers a spiritual approach to financial abundance, different from traditional self-help or financial advice books.
- Practical Guidance: The book includes a structured eight-week program with actionable steps to change your financial mindset.
- Personal Growth: It encourages personal growth by addressing deep-seated fears and beliefs about money.
- Empowerment: Readers learn to become conduits for divine flow, leading to a more abundant and fulfilling life.
What are the key takeaways of "It's Not Your Money"?
- Divine Ownership: The concept that money is not yours but God's, and trusting the Divine to provide.
- Offering and Surrender: The importance of offering financial concerns to the Divine and surrendering control.
- Inner Transformation: The book emphasizes inner transformation and releasing old beliefs and attachments.
- Practical Steps: It provides practical steps, including prayers and meditations, to align with divine abundance.
How does Tosha Silver suggest we change our relationship with money?
- Offer to the Divine: Silver suggests offering all financial concerns to the Divine, trusting that needs will be met.
- Release Attachments: She advises releasing attachments to specific outcomes and desires, allowing divine flow.
- Daily Practices: The book includes daily practices like prayers and meditations to reinforce this new mindset.
- Trust and Faith: Building trust and faith in divine abundance is central to changing one's relationship with money.
What is the "Full Abundance Change Me Prayer" in "It's Not Your Money"?
- Invocation of Abundance: The prayer is a tool to invoke divine abundance and release scarcity and worry.
- Daily Practice: Silver recommends saying this prayer daily for eight weeks to instill a sense of worthiness and openness to receive.
- Transformation: It aims to transform the reader's consciousness, allowing them to give and receive freely.
- Self-Worth: The prayer emphasizes knowing one's value and worthiness to receive divine abundance.
What are the "Five Divine Steps" in "It's Not Your Money"?
- Daily Prayer: Begin each day with the Full Abundance Change Me Prayer to align with divine abundance.
- Clean Your Space: Physically declutter your environment to make room for new opportunities and abundance.
- Stop Complaining: Refrain from complaining about money to shift your mindset from scarcity to abundance.
- Gratitude Practice: Cultivate gratitude for what you have, which attracts more abundance.
- Open to Receive: Affirm that it is easy to receive, breaking down barriers to accepting abundance.
How does Tosha Silver address the concept of "Divine Source"?
- Ultimate Provider: Divine Source is the idea that no person, place, or thing is your salvation, only Love Itself.
- Trust in the Divine: Trusting the universal storehouse that is the foundation of all, knowing the right solutions will come.
- Letting Go: Releasing the ego's agenda and allowing the Divine to lead and provide.
- Practical Application: Silver provides prayers and practices to help readers connect with and trust Divine Source.
What is the significance of "Offering" in "It's Not Your Money"?
- Core Practice: Offering is the heart of the book, involving handing any burden back to God.
- Release of Control: It involves releasing control and trusting the Divine to handle financial concerns.
- Transformative Process: Offering transforms burdens into sacred opportunities for growth and abundance.
- Practical Steps: Silver provides practical steps and prayers to incorporate offering into daily life.
How does "It's Not Your Money" address the concept of "Prarabdha Karma"?
- Unique Curriculum: Prarabdha Karma is the idea that each soul has a distinct curriculum in each lifetime.
- Acceptance of Challenges: Not all desires are meant to occur, and challenges are part of one's spiritual journey.
- Divine Plan: Trusting that the Divine has a plan and that every experience is an opportunity for growth.
- Integration with Abundance: Understanding Prarabdha Karma helps align with divine abundance by accepting one's unique path.
What are the best quotes from "It's Not Your Money" and what do they mean?
- "It's not your money, it's all God's." This quote encapsulates the book's central theme of divine ownership and trust in the Divine to provide.
- "Let everything that needs to go, go. Let everything that needs to come, come." This reflects the practice of aparigraha, or nongrasping, allowing divine flow.
- "You are here to learn how to serve Me, not issue one command after another." This emphasizes surrendering the ego's desires to align with divine will.
- "May I know my own value, beauty, and worthiness without question." This highlights the importance of self-worth in receiving divine abundance.
How does Tosha Silver suggest dealing with financial fears in "It's Not Your Money"?
- Offering Fears: Silver suggests offering financial fears to the Divine, trusting that they will be transformed.
- Cord Cutting: She provides a meditation to cut psychic cords to past financial traumas and limiting beliefs.
- Inner Child Work: Addressing the inner child's fears and providing reassurance and love.
- Practical Tools: The book includes practical tools like the God Box and coconut smashing to release fears.
What is the role of the "Inner Child" in "It's Not Your Money"?
- Source of Fears: The inner child often holds deep-seated financial fears and beliefs.
- Reconnection: Silver emphasizes reconnecting with and nurturing the inner child to heal these fears.
- Compassion and Love: Providing the inner child with compassion and love to transform its relationship with money.
- Practical Exercises: The book includes meditations and exercises to connect with and care for the inner child.
Review Summary
It's Not Your Money receives overwhelmingly positive reviews, with readers praising its practical approach to spiritual abundance. Many find the book life-changing, offering a fresh perspective on manifestation through surrender to the Divine. Readers appreciate Silver's relatable style, storytelling, and humor. The book's exercises and meditations are seen as powerful tools for transforming one's relationship with money. Some critics find the language too spiritual or the concepts challenging to apply. Overall, most readers report significant positive changes in their lives after implementing the book's teachings.
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